EnglishWhat Zelvo actually does
Six jobs it takes off you, with the real numbers. Anything on this page you can do by hand, you can also just ask your companion for.
Getting a month in
Drop in a statement. Or photograph a receipt, say it out loud, type one sentence, or fill a row in yourself.
- Read on your deviceThe file itself goes nowhere
- Matched to what you knowThe last 200 places you sorted
- Waits for your yesOnly rows you confirm are sent
- mBank
- PKO BP
- ING
- Santander
- Millennium
- Pekao
- monobank
- PrivatBank
- Revolut
- Wise
- N26
Any other bank comes in from its CSV or spreadsheet. A PDF goes to your companion to read, up to 4 MB.
- 11banks by name
- 200places remembered
It watches while you don't
Six things are checked by arithmetic between visits, so nothing interrupts you on a hunch.
One notification a day at most, and only inside these hours, your time.
- Your pay landing
- A category running hot
- A squeeze in the forecast
- A bill that repeats
- Cash sitting idle
- A step in your plan due
Run 40% ahead of the same day last cycle and one proposal arrives, naming the gap.
A weekly review lands at the hour you pick.
- 2new proposals a day
- 6waiting, never more
- 0on review day
It puts a date on it
Pick how far ahead to look. Every month in that window gets a projected balance and a projected net worth.
Each goal is marked on time, late, or out of reach.
- A flat fee each cycle
- A rate on the original amount
- A rate on what is left
Over your cycle length in days, not a rounded month.
- A raise, or one that does not arrive
- A category cut back for a while
- A goal brought forward, or pushed back
- More each month against what you owe
- Your holdings growing faster, or slower
- A cost you have not taken on yet
Say it instead of finding it
Whatever you could do by hand, your companion can do for you: log a spend, move a limit, start a goal, bring someone in. Same checks either way.
- Deleting anything
- Archiving a budget or a row
- Inviting or removing someone
- Handing the budget over
- Making a share link
- Recording a spend
- Recording income
- Putting money toward a goal
- Correcting either of the first two
One budget, an amount ceiling, an end date.
Pause all of it with one switchUndo more than one change in twenty and it goes back to asking.
Holdings in the same picture
You do not need a budget to use this. Paste a wallet address and what you hold moves your net worth, never the money you can spend this week.
- 5chains watched
- 12platforms on the shelf
- 0fee, and no referral cut
Rates are read live as you look. They move, your capital is at risk, and Zelvo never tells you which platform to choose.
The whole shelf, platform by platformThree plans, and Free is a real one
Free needs no card and does not expire. Basic turns forecasting on. Pro takes the limits off.
| Budgets | Wallets | People sharing | History | Rows per import | Companion | |
|---|---|---|---|---|---|---|
| Free | 3 | 2 | 2 | 3 mo | 50 | 10 in total |
| Basic | 10 | 5 | 10 | 12 mo | 500 | 50 a day |
| Pro | ∞ | ∞ | ∞ | ∞ | ∞ | No limit |
- $0, no card. Ten companion messages for the life of the account; setting up your first budget is its own conversation and does not spend them.
- $9.99 a month. Forecasting and the what-if page turn on, budgets can nest, and your companion answers 50 messages a day.
- $19.99 a month. No limits, share links, and four platforms you can enter from inside Zelvo.
Cancel from your own settings. Every budget exports as a file you keep.